GIA REG C006548-001 · SINGAPORE
Insurance that
protects your business,
not just your budget.
MGIB Pte Ltd is a general insurance agency in Singapore, helping SMEs, businesses, and individuals find the right coverage — simply, clearly, and without the jargon.
COVERAGE WE PROVIDE
Work Injury Compensation
WICA compliant coverage
Public Liability
Third-party bodily injury & property
Commercial Property
Fire, flood, business interruption
Professional Indemnity
Errors & omissions protection
Contractors' All Risk
Construction & projects
Marine Cargo
Goods in transit coverage
Employee Benefits
Group medical, dental & life
10+
Types of coverage
S$0
Consultation fee
WHAT WE COVER
Corporate & personal coverage,
all in one place
From mandatory WICA and employee benefits to travel, motor, and home insurance, we help you find the right coverage for your business and your life.
🛡️
Work Injury Compensation
Mandatory WICA coverage for your employees, we ensure you're compliant and properly covered.
🏢
Public Liability
Protect your business from third-party claims for bodily injury or property damage at your premises.
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Contractors' All Risk
Comprehensive coverage for construction projects and contractors, material damage, third-party liability, and more.
🚢
Marine Cargo
Coverage for goods in transit, sea, air, or land. Essential for importers, exporters, and logistics businesses.
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Professional Indemnity
Protects consultants, agencies, and service providers against claims arising from errors or professional negligence.
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Group Personal Accident
Affordable group-wide accident coverage for your team. Simple to administer, straightforward to claim.
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Employee Benefits
Group medical, hospitalisation, dental, and life coverage, designed to help SMEs attract and retain good people.
INDUSTRIES WE SERVICE
Built for Singapore's SMEs
Every industry has different risk exposures. We understand the
day-to-day realities of running a business in Singapore, and we
structure coverage that actually fits.
01 — F&B
Food & Beverage
Restaurants, cafes, hawker operators, and F&B chains. From kitchen fires to customer slip-and-fall, we've got you covered.
Work Injury
Fire Insurance
Work Injury
Group PA
Public Liability
Work Injury
Fire Insurance
Group PA
02 — Retail
Retail & E-commerce
Brick-and-mortar shops to online sellers. Protect your stock, premises, and operations from the unexpected.
Work Injury
Fire Insurance
Public Liability
Business Interruption
Commercial Property
Public Liability
Marine Cargo
Business Interruption
03 — Construction
Construction & Contractors
Main contractors, subcontractors, and project owners. WICA, CAR, and performance bonds managed under one roof.
Work Injury
Fire Insurance
Performance Bond
Plant & Equipment
Contractors' All Risk
Performance Bond
WICA
Plant & Equipment
WHY MGIB
A different kind of insurance agency
Most insurance agencies hand you a policy and disappear. We take the time to understand your business first, then find coverage that genuinely fits, not just the cheapest option on the market.
🎯
Independent advice, not product sales
We work across multiple insurers so we can recommend what's actually right for your business, not what earns the highest commission.
⚡
Fast turnaround for SMEs
We know SME owners don't have time to wait. We move quickly on quotes, renewals, and endorsements, without the corporate red tape.
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Claims support when it matters most
We don't just sell policies, we guide you through the claims process so you actually recover what you're entitled to.
01
Free initial consultation
No obligation. We assess your risk profile
before recommending anything.
Market comparison
We source quotes from our full insurer panel
and present you with options.
Policy placement
We handle all documentation, compliance checks,
and policy issuance.
Ongoing support & renewal
Annual review, endorsements, and full claims
assistance whenever needed.
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WHY LUMINU?
Your Privacy is our priority
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01
Customer-Centric Focus
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02
Commitment to Security
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03
Transparent and Fair Practices
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ALWAYS CONNECTED
Two-factor
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Data encryption
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Text alerts
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